Risk and Fraud Policy – JustLust.nl

1. Purpose of This Policy

This policy explains how JustLust.nl prevents, detects, and handles risks and fraud within the platform.

Fraud means any conduct intended to deceive, misuse another person’s identity, abuse payment systems, or circumvent the platform’s rules.

The purpose of this policy is to:

• Protect users

• Prevent misuse and illegal activities

• Safeguard the integrity of the platform

• Comply with applicable legal obligations

2. Risk Areas

JustLust.nl identifies the following key risk areas:

• Fake accounts and profiles

• Identity fraud

• Minors, under a strict 18+ policy

• Stolen content or photographs

• Payment fraud

• Spam and phishing

• Misuse of communication channels

• Misleading advertisements

• Illegal services

3. Age and Identity Verification

3. Age and Identity Verification

To prevent misuse:

• All users must be at least 18 years old.

• Advertisers must be at least 21 years old under the platform’s internal policy.

• Identity verification is carried out through Didit, our external identity verification provider.

• Depending on the configuration of the JustLust integration, Didit may make verification and technical information available to JustLust through API responses, webhooks or the Didit Business Console.

• The specific information processed and made available to JustLust depends on the configuration of the Didit integration and is described in the Privacy Policy.

• JustLust does not publicly display identity documents, selfie images or biometric verification information.

4. Fraud Prevention Measures

JustLust.nl applies the following measures:

4.1 Account Monitoring

• Email verification

• IP address monitoring

• Restrictions on multiple accounts per user

• Detection of suspicious registration patterns

4.2 Content Monitoring

• Automated and manual moderation

• Detection of duplicate content

• Checks for stolen or reused images

• User reporting mechanisms

4.3 Transaction and Payment Monitoring

• Monitoring of suspicious payment activity

• Analysis of chargeback behaviour

• Transaction risk scoring, where possible

• Cooperation with relevant payment and financial service providers, where applicable

The payment provider used may vary. General security and anti-fraud standards therefore apply to all transactions, regardless of the provider.

5. Risk Detection Systems

The platform may use:

• Fraud-pattern detection through rule-based or automated filters

• IP risk scoring

• Blacklist databases covering fraudulent accounts, devices, or IP addresses

Automated systems are used only to support decision-making. They will not be the sole basis for final enforcement measures where additional review is appropriate or legally required.

6. Risk Assessment

JustLust.nl may classify risks as follows:

Low Risk

• Normal user activity

• Standard monitoring

Medium Risk

• New accounts without an established history

• Increased monitoring

High Risk

• Suspicious payment activity

• A mismatch between identity information and user behaviour

• Multiple accounts or signs of misuse

• Fraud patterns or reports from other users

7. Enforcement and Measures

Depending on the risk assessment and at its discretion, JustLust.nl may take the following measures:

• Remove content

• Temporarily suspend accounts

• Permanently terminate accounts

• Block IP addresses or devices

• Restrict access to platform functions

• Suspend transactions or payouts, where applicable

• Retain information for investigations or legal obligations

All measures will be applied proportionately, taking into account the nature and seriousness of the risk.

8. Reports and Notifications

Users may report suspicious activity by contacting:

Email: abuse@justlust.nl

All reports will be reviewed and may result in measures such as a warning, restriction, suspension, or account removal.

9. Cooperation With Authorities

JustLust.nl may cooperate with:

• The police

• Judicial authorities

• Regulatory and supervisory authorities

Such cooperation may take place where required by law or where there is a reasonable suspicion of criminal activity.

10. Retention Periods in Cases of Fraud

Retention periods for personal data are described in the Privacy Policy.

Where fraud, abuse or security incidents are suspected or confirmed, relevant information may be retained for a longer period where reasonably necessary for investigation, security, fraud prevention, legal compliance, or the establishment, exercise or defence of legal claims.

Access to fraud, abuse and security-related information is strictly limited to authorised personnel and systems on a need-to-know basis.

11. Data Breaches and Security Incidents

In the event of a security incident:

• An internal investigation will be carried out.

• Where required, the incident will be reported to the Dutch Data Protection Authority within 72 hours.

• Affected users will be informed where necessary or legally required.

12. No Discrimination Through Automated Decision-Making

JustLust.nl does not use fully automated decision-making that produces legal effects or significantly affects users without appropriate human review.

13. Proportionality and Balancing of Interests

All measures will be based on proportionality. The identified risk will be balanced against the potential impact of the measure on the user.

14. Relationship With Other Policies

This policy supplements the following documents:

• Privacy Policy

• Terms and Conditions

• Cookie Policy